Rideshare Injury
Claims for passengers, other drivers, pedestrians, and rideshare drivers themselves, where which policy pays depends on what the app was doing at that moment.
Rideshare coverage turns on app status. Offline, the driver's personal policy applies. Waiting for a request, a limited contingent policy applies. En route to a rider or carrying one, a much larger commercial policy applies, and that is the distinction the companies litigate.
We establish app status from the trip records rather than accepting the position the platform's insurer takes first, because that position tends to favour the cheaper policy.
What we do on a case like this
- Trip and app-status records obtained, not assumed
- Every coverage layer pursued, including uninsured motorist
- Handled for drivers as well as passengers
- Personal and commercial insurers dealt with in parallel
Questions and Answers
Q.I was the passenger. Am I suing my driver?+−
Not necessarily, and often not at all. If another driver caused it, the claim goes to them, with rideshare coverage available on top. Passengers are rarely at fault and are the cleanest claims in this category.
Q.I drive for the app and got hit while waiting for a ride request.+−
That period has its own contingent coverage, narrower than the on-trip policy but real. What the app recorded in that minute matters, which is why we pull the records early.
Past results do not guarantee a similar outcome. Every case turns on its own facts, and nothing on this page is legal advice or creates an attorney-client relationship.
Also in Vehicle Collisions
Car Accidents
Collision claims from rear-enders to multi-vehicle wrecks, including hit and run, and drivers who turn out to be uninsured or barely insured.
Truck and Commercial Vehicle
Collisions with tractor-trailers, delivery vans, and company fleets, where federal safety regulations and a corporate defendant change how the case is built.
Motorcycle Accidents
Rider claims, including the assumption that the motorcyclist must have been speeding or splitting lanes recklessly. We take that assumption apart with evidence.
Talk to an attorney before you talk to the adjuster.